I used to think income investing and growth investing were like oil and water. You picked a side. On one side, you had the dividend crowd—steady, predictable, mildly obsessed with yield percentages and payout ratios. On the other side, you had the growth crowd—riding volatility like it’s a personality trait, chasing upside, and pretending drawdowns are just “temporary opportunities.” And for years, I bought into that divide. If I wanted cash flow, I had to sacrifice growth. If I wanted growth, I had to accept zero income and a rollercoaster that occasionally tried to throw me off. Then I stumbled into something that felt like financial heresy: The Nasdaq Yield Overlay. Or, in plain English, a way to squeeze cash flow out of a growth-heavy index like the NASDAQ Composite Index without completely abandoning its upside. And suddenly, the whole “pick a side” narrative started to feel a little… outdated. The Problem With Pure Growth (That Nobody Likes to Admit) Let’s start with...