Making Cents Sense

Picture this: You're packing your bags, ready to explore new horizons, but you're not just packing outfits—you're packing miles. Yes, you heard it right! With the Discover it® Miles card, every purchase gets you 1.5x miles closer to your next adventure, and there's no cap on how much you can earn. It's like having a travel buddy that turns your shopping spree into the next trip. The Welcome Mat is Out with an Unlimited Offer Now, here's the kicker: Discover plays the generous host by matching all the miles you've earned at the end of your first year. Spend $20,000, and voila, you're looking at 60,000 miles. That's not just a ticket to your dream destination; it's a round trip to memory lane waiting to happen. Sail Smooth with a $0 Annual Fee The best adventures are those that come without a hefty price tag. The Discover it® Miles card gets it – no annual fee means your rewards are all yours to keep, adding more to your travel fund without any de...

Hey there, fellow curious minds! So, you've been pondering whether it's high time we said "adios" to our smallest denomination coin, the penny . You're not alone in this mental tangle. The penny has been a staple of American currency for ages, but as we sprint into the future, does this tiny copper-coated warrior still deserve a spot in our wallets? Let's dive into the deep end and find out! The Penny: An Iconic Yet Questionable Hero Alright, picture this: billions of pennies are churned out year after year, only to end up lost in couch crevices, lying ignored on sidewalks, or hoarded in jars that never see the light of day again. Why? Well, as our friend Daniel Soques, an associate professor of economics, puts it, there's a "hidden flooding" of pennies. Essentially, they're everywhere, but nobody really wants to keep them around. Why bother, right? With inflation nibbling away at the value of our beloved currency, picking up a penny no lon...

What's up, pals? So, you've decided this year you're going to make your bank account so thicc, it's going to need its own zip code. Love that energy! But where do you start? Books, my friend. Not just any books, but the crème de la crème of financial wisdom that'll get you from thinking about that dough to rolling in it. The Treasury Starts Here "The Family Bank: The Key to Generational Wealth" by John H. Nebeker - Imagine your family as the next Rockefellers, but without the outdated top hats. Nebeker spills the tea on how to keep your family's fortune from doing a Houdini and instead, grow it like a magic beanstalk. "The 9 Steps to Financial Freedom" by Suze Orman - Suze is like that aunt who always has it together. She's here with a plan to get you budgeting like a boss, slashing debts, and building a financial fortress. All with the practicality of putting on your socks. Simple, right? "The Automatic Millionaire" by David ...

In the hustle and bustle of today's world, keeping track of our finances can feel like trying to catch fish with your bare hands - slippery and nearly impossible. That's where personal finance software comes into play, turning us into financial ninjas without needing a black belt. I've scoured the digital landscape, tested the waters, and now I'm ready to lay down the facts about the best personal finance software out there. Let's break it down with three keywords: usability , features , and security . 1. Quicken: The Seasoned Veteran First up, we have Quicken, a name that's been in the game longer than some of us have been alive. Quicken is like that old friend who knows you inside out. With its comprehensive tools for budgeting, investment tracking, and retirement planning, it's got your back on all fronts. Usability? Check. It's user-friendly, even if you're not a finance guru. Features? It's like the Swiss Army knife of personal finance. Secu...