Are you a homeowner sitting on a monthly mortgage bill, eyeing your credit card and wondering, "Can these two financial tools play nice?" You're not alone. Paying your mortgage with a credit card sounds like a clever way to rack up rewards points, manage cash flow, or even just buy a little extra time until payday. But is it really as good an idea as it sounds? Let's dive into the surprising truths and find out! First off, let's tackle the elephant in the room: most mortgage lenders won't let you pay your mortgage directly with a credit card. They're not fans of the processing fees, and there's a risk factor they're not willing to dance with. But where there's a will (and a credit limit), there's a way, right? Third-party services like Plastiq have entered the chat, offering to make credit card payments on your behalf—for a fee. While this could be a game-changer for some, the additional cost can quickly outweigh those travel miles you'...