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Bull vs. Bear Case: Can Google Defend Search in the AI Era?

Alphabet’s search business is still growing while artificial intelligence rewrites how people find information. The real investment question is not whether Google survives. It is what survival costs—and whether the new version of Search can remain as profitable as the old one. For most of my adult life, “Google it” has been less a suggestion than a reflex. I do not announce that I am about to use a search engine. I simply open a browser, type half a thought into a box, and expect the accumulated knowledge of civilization to arrange itself helpfully before I lose interest. Google became so embedded in daily behavior that its brand stopped functioning like a company name and started behaving like a verb, a utility, and occasionally a substitute for consulting a qualified physician. Then generative artificial intelligence arrived and asked an impolite question: What if people no longer want ten blue links? What if they want one direct answer? What if they ask ChatGPT, Perplexity, Claude, ...
Recent posts

Nvidia Bull vs. Bear Case: How Much Growth Is Already Priced Into the Stock?

Nvidia may be the most impressive business in the market. That does not automatically make every price a bargain. Here is what investors are really betting on at roughly $224 per share. There are two conversations about Nvidia, and they rarely occur in the same room. In the first conversation, Nvidia is building the computational infrastructure for the most important technological transition in decades. Its chips power the artificial-intelligence systems that every major technology company is racing to develop. Revenue is growing at a rate normally associated with a small software company that just discovered customers, not a corporation already worth more than $5 trillion. Gross margins resemble those of a luxury tollbooth positioned directly across the only bridge to the future. In the second conversation, Nvidia is priced as though the future has already arrived, signed a long-term lease, and agreed to annual rent increases. The company may continue producing astonishing numbers and...

Bull vs. Bear Case: Is SCHD Still Worth Holding?

My Honest Answer After the Dividend ETF Became a Financial Personality Type There was a time when owning a dividend ETF was a quiet decision. You bought a basket of profitable companies, collected the distributions, reinvested them, and went about your life. Nobody made it their entire identity. Nobody posted quarterly dividend screenshots as though Coca-Cola had personally mailed them a handwritten thank-you note. Nobody entered online arguments prepared to defend an exchange-traded fund with the emotional intensity normally reserved for family honor. Then SCHD happened. The Schwab U.S. Dividend Equity ETF has become more than a fund in certain corners of the internet. It is a philosophy, a retirement plan, a community, a security blanket, and occasionally a substitute for having a personality. Mention that growth stocks have outperformed during a particular stretch, and somebody will appear from behind a spreadsheet to announce that they prefer “getting paid to wait.” Mention that di...

Bull vs. Bear Case: Can Walmart Keep Winning in E-Commerce?

For years, Walmart’s relationship with e-commerce reminded me of a very large man trying to squeeze himself into a very small sports car. I respected the effort. I admired the determination. I also wondered whether someone was eventually going to remove a door. Walmart understood that online shopping mattered. The company invested billions of dollars, bought technology businesses, built fulfillment capabilities, redesigned its website, expanded pickup, launched delivery services, introduced Walmart+, added third-party sellers, and generally did everything short of sending an executive to my house to place the order personally. Still, the basic problem remained: Amazon had spent decades teaching consumers to begin almost every product search inside Amazon’s ecosystem. Walmart had stores, trucks, groceries, enormous purchasing power, and enough physical real estate to qualify as a minor geographical feature. Amazon had the digital habit. Habits are difficult to break. Then something chan...