In a world where financial stability is more crucial than ever, it's disheartening to see that many financial advisers cater primarily to the wealthy. The glittering allure of high net worth clients has left a significant portion of the population wondering, "Where do I go for help?" 1. The Wealthy Client Bias Many financial advisers have a minimum asset requirement, often ranging from $250,000 to $1 million. This isn't out of snobbery, but rather a business model. Advisers earn a percentage of the assets they manage, so larger portfolios mean more substantial fees. But what about the vast majority who don't meet these criteria? 2. The Silent Majority The middle class, young adults just starting out, and those living paycheck to paycheck represent a significant portion of our society. These individuals and families may not have vast assets, but they have dreams, goals, and financial challenges that require guidance. 3. The Rise of Robo-Advisers In the ...